Cute and stylish, this phanny pack was exactly what I was looking for.Okay so- I was in a bad accident in March that ended up getting blood and coffee and dirt and stuff on this purse, only weeks after getting this purse. All that came of the purse with a little water and a paper towel even though I waited more than a week to clean it. I’m okay- praise Jesus! But also I get compliments all the time on this purse and it matches everything! It fits everything I need too :)So far, I really like the product. Fanny packs have come a long way since the 80s. This fanny pack can truly be used as a fanny pack. over-the-shoulder purse, cross-body purse, or even a clutch. The inside has three slots for cards on one side and the other side has an open pouch for other things. I was able to put my phone/wallet case inside and still have room. Later I chose to transfer the things in my wallet to my fanny pack/purse. When I did that, I had even more room. The purse took place of my wallet and I don't carry my wallet anymore. I also have room to hold extra items like makeup, lip gloss, or tissues which might come in handy. The belt should fit most people. However, I am a 2X and I was able to use the last hole uncomfortabley. I raised it a little higher so it wouldn't be tight. No worries! You can use your own belt if the one provided does not fit. This means that you can either wear your belt on the outside of your clothes or you can wear your belt through the belt loops and still wear the fanny pack on the belt. This fanny pack does not come with a wrist loop to use it as a clutch, but you can buy something like that from any nickel and dime store that fits your style and add it to the loops purposed for the purse strap. The material seems to be of good quality. I do not think I will have a problem with that as long as I take good care of it. Lastly, what I like about this is that when I put my seatbelt on, the fanny pack can stay in place with interfering with my seatbelt. I don't have to remove it or try to stuff it between the seats, hoping it doesn't fall on the backseat floor. I really like this product and would like to get more in different colors. I would definitely recommend this to others and I have. My daughter will be buying one too.this is convenient but it doesn’t last a very long time. The stitching starts coming apart on the top eventually.Be prepared to change it :) but it’s good while it lasts. Conveniently versatile strap-wise.I bought this purse for my upcoming vacation to wear as both a crossbody and a belt, so I'll have hands free sightseeing. I've worn it around town to break it in, and have had so many complements. The only reason I did not give it 5 stars is the metal zipper doesn't zip as freely as I'd like, but that is not a big deal, when you look at the versatility.Fits way more than I expected -- I was able to get an inhaler, tampons, a small spray bottle of sunscreen, a vodka nip, my keys, some cash, tampons and some benadryl and tylenol in a ziplock bag and it still closed without an issue. Cute too! Highly recommend.I wanted something for my vacation that I could use comfortable during the day and elegant during the night. It was working until after a week of using it as a fanny pack one of the belt loops broke and the other one was holding by a thread. I still use it as a crossbody because I love the space and the card slots is convenient because you don't need a wallet.